Structured Settlement

Sell Your Structured Settlement Payments for Cash Now

Call 1-866-576-2910 or fill out our Free Quote form to discover how J.G. Wentworth can help you to Get Cash Now

Sell Your Structured Settlement Payments and Get A Lump Sum of Cash Now

Sometimes, life throws you a curveball. A financial emergency could take all of your available cash, including whatever savings you have, and leave you struggling every month to make ends meet. Or you could find yourself faced with a great opportunity that you'll have to pass up because you don't have enough money to pay for it. Not even your structured settlement payments can help. You may be wondering, "Why do people choose to sell structured settlement annuity payments?"

It's simple and the answer is described above. There are times in life when we need money immediately. Selling all or part of your structured settlement payments is a way to gain access to the cash you need now.

What is a Structured Settlement?
Individuals who win a settlement in a lawsuit, or win an insurance claim don't always take all of the money they are owed upfront. Instead, either they or the agency that is in charge of the funds opt for a structured payment stream, in which the money is paid out over time. For example, the recipient might receive these payments every week, every month, twice a year, or once a year. Find out how to free up your money now.

Call J.G. Wentworth todayfor a Free, No-Obligation Quote at 1-866-576-2910 or fill out the form on this page.

    There are many different types of structured settlements, with different payment structures. Some of them include:
  • Guaranteed Life Annuities. The payee receives payments for a guaranteed number of years. Even if the payee dies, payments will still be made to the beneficiaries.
  • Life Contingent Annuities. These are similar to guaranteed life annuities, but the payments stop upon the death of the recipient.
  • Deferred Lump-Sum Payments. The payee will receive a lump sum payment at some specified, future time. If the recipient dies before then, the beneficiaries will receive the money.

The Pros and Cons of Receiving Structured Settlement Payments

There are some advantages to receiving structured settlement payments. First, the money is exempt from taxes. Second, there's a certain amount of security in knowing you have a guaranteed income coming in month-after-month or year-after-year.

However, one of the problems with structured settlement payments is that you don't have current access to your own money. This can be incredibly frustrating, not to mention detrimental if creditors are already calling you. When you're going through tough financial times, or are faced with an unexpected financial emergency, there's nothing more frustrating than knowing that you have enough money to deal with the current crisis, but are not able to touch it.

Fortunately, there is a solution. It is possible to sell structured settlement payments. Call J.G. Wentworth for a Free, No-Obligation Quote at 1-866-576-2910 or fill out the form on this page.

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