Get Cash for Your Structured Settlement Payments

Sell Your Structured Settlement Payments for Cash Now

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Five Things You Must Know Before Selling Your Structured Settlement Payments

Emergency situations that require immediate cash can be a real nightmare, especially if your options are limited. Paying off a debt or an overdue bill, for instance, can quickly exceed the original balance, if payment is not made as soon as possible. The fees can start to feel like they are never ending. During such situations, selling your structured settlement payments may offer the most efficient solution.

A structured settlement is generally defined as a form of annuity that is paid in periodic installments, either for a certain period, or for the lifetime of the recipient, as compensation. It is an individualized type of payment plan that is intended to cover special damages and future expenses. In addition, this type of compensation is also recognized by law as non-taxable.

When it comes to selling structured settlement annuity payments, knowing the basics of selling may not be enough, due to the legal complexities involved. If you enter into a deal because you are rushed, you may be putting your financial situation at risk.

Before you decide to sell your structured settlement payaments, here are some things you need to know:

Finding the right company is important
Not all companies buying structured settlement annuity payments offer the same pricing and computation. The amount you receive for selling your structured settlement annuity payments may vary greatly from company to company. This is why finding the right company is important to get the best value for your structured settlement annuity payments. Call J.G. Wentworth for a Free, No-Obligation Quote at 1-866-576-2910 or fill out the form on this page.

It's a completely legal process
Selling your structured settlement annuity payments is 100% legal. When you sell all or part of your settlement payments to a company, the future risks and obligations are also assumed by the purchaser. In the event that the insurance provider goes into bankruptcy, for example, the purchaser will take full responsibility for this loss. You, as the seller, will not be held responsible for the default, and the purchaser cannot come back to you for this matter.

The law requires court approval
Securing court approval is a necessary step before any structured settlement payment recipient can transfer their periodic payments. This is according to a federal regulation designed to protect the welfare and best interest of the seller.

Cost
When you sell your structured payment to a funding source, you should not be required to pay any upfront payment. Expenses such as up-front cost and legal transfer expenses should be shouldered by the buyer. Also, upon approval, the lump sum payment is usually sent either through direct wire transfer or through a check, whichever you decide.

If your present financial situation requires a solution, then knowing the essential steps involved is the best way of helping you with your decision. Find out how to sell your structured settlement payments for cash now.

Call J.G. Wentworth for a Free, No-Obligation Quote at 1-866-576-2910 or fill out the form on this page.